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EMBARGOED TO 0001 WEDNESDAY DECEMBER 17 PICTURE POSED BY MODEL File photo dated 09/03/15 of a man using a laptop. Nearly two-thirds (62%) of 25 to 34-year-olds would consider social media savings trends such as revenge saving, 'no-spend' periods and envelope challenges, a survey has found. Revenge saving involves people ramping up the amounts of money they are putting away to have more financial security, sometimes in response to previously over-spending. Issue date: Wednesday December 17, 2025.-stock-foto
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PA REVIEW OF THE YEAR 2025. File photo dated 14/06/25: Prime Minister Sir Keir Starmer (right) is greeted by Prime Minister of Canada Mark Carney as he arrives at Rideau Cottage in Ottawa, Canada, before a bilateral meeting ahead of the G7 leaders' summit. Issue date: Monday December 15, 2025.-stock-foto
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PA REVIEW OF THE YEAR 2025. File photo dated 01/12/25: Prime Minister Sir Keir Starmer (centre) during the annual Lady Mayor's Banquet at the Guildhall in central London. Issue date: Monday December 15, 2025.-stock-foto
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PA REVIEW OF THE YEAR 2025. File photo dated 16/09/25: US President Donald Trump and First Lady Melania Trump step off Air Force One as they arrive at Stansted Airport, in Essex, ahead of the US President's second state visit to the UK. Issue date: Monday December 15, 2025.-stock-foto
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PA REVIEW OF THE YEAR 2025. File photo dated 29/09/25: Prime Minister Keir Starmer rehearses his Labour Party conference keynote speech with his wife Victoria before he addresses delegates in Liverpool on Tuesday. Issue date: Monday December 15, 2025.-stock-foto
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PA REVIEW OF THE YEAR 2025. File photo dated 04/12/25: Cat Burns during filming for the Graham Norton Show, at BBC Studioworks 6 Television Centre, Wood Lane, London. Issue date: Monday December 15, 2025.-stock-foto
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PA REVIEW OF THE YEAR 2025. File photo dated 03/12/25: The Prince and Princess of Wales ahead of the state banquet for the German President Frank-Walter Steinmeier and his wife Elke Budenbender, at Windsor Castle, Berkshire, on day one of their state visit to the UK. Issue date: Monday December 15, 2025.-stock-foto
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PA REVIEW OF THE YEAR 2025. File photo dated 22/04/25: Prime Minister Sir Keir Starmer laughing with Gary Lineker during a reception to celebrate St George's Day at 10 Downing Street, London. Issue date: Monday December 15, 2025.-stock-foto
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PA REVIEW OF THE YEAR 2025. File photo dated 17/06/25: Scarlett Johansson arriving at the Jurassic World Rebirth world premiere, at the Odeon Luxe, Leicester Square in London. Issue date: Monday December 15, 2025.-stock-foto
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PA REVIEW OF THE YEAR 2025. File photo dated 06/02/25: A mandarin duck at the water's edge in Dublin's Botanic gardens. Native to east Asia, mandarins were brought to Britain and Ireland from China in the middle of the 18th Century. Some of them escaped or were released from wildfowl collections during the 1930s. Issue date: Monday December 15, 2025.-stock-foto
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PA REVIEW OF THE YEAR 2025. File photo dated 14/02/25: (left to right) Members of Kneecap, Liam Og O Hannaidh (Mo Chara), JJ O Dochartaigh (DJ Provai), and Naoise O Caireallain (Moglai Bap) attending the Irish Film and Television Academy (IFTA) Awards Ceremony at the Dublin Royal Convention Centre. Issue date: Monday December 15, 2025.-stock-foto
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PA REVIEW OF THE YEAR 2025. File photo dated 04/03/25: Community leader Domingo Choc Tiul stands beside a cross erected for Jose Chaman Caal who 'died on October 31, 2020 for Mother Earth', in the Q'eqchi village of Chinebal Palestina, Guatemala. The Mayan people's struggle to keep their ancestral land has been described as 'the fourth conquest' and like 'fighting a monster'. Issue date: Monday December 15, 2025.-stock-foto
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PA REVIEW OF THE YEAR 2025. File photo dated 05/02/25: Reform UK leader Nigel Farage and Chairman of Reform UK Zia Yusuf during a press conference at Church House in central London. Issue date: Monday December 15, 2025.-stock-foto
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PA REVIEW OF THE YEAR 2025. File photo dated 14/03/25: Fallow deer during a hail shower in Dublin's Phoenix park. Issue date: Monday December 15, 2025.-stock-foto
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PA REVIEW OF THE YEAR 2025. File photo dated 26/03/25: Michael Lowry in Leinster House, Dublin, the Independent TD who was captured sticking up two fingers towards People Before Profit TD Paul Murphy, said it was not made with malicious intent. Issue date: Monday December 15, 2025.-stock-foto
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PA REVIEW OF THE YEAR 2025. File photo dated 16/05/25: Members of the public and gardai watch the funeral service of Garda Kevin Flatley on a screen outside St. Peter and Paul's Church, Balbriggan, Co. Dublin. The officer died when he was struck by a motorcycle at a speed checkpoint in Dublin in May. Issue date: Monday December 15, 2025.-stock-foto
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PA REVIEW OF THE YEAR 2025. File photo dated 12/06/25: Armed police are present on Edward Street in Portadown in Co Armagh, following three nights of disorder in Ballymena, Co Antrim. Issue date: Monday December 15, 2025.-stock-foto
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PA REVIEW OF THE YEAR 2025. File photo dated 31/07/25: A racegoer applies sunscreen at Galway Racecourse in Galway, Ireland. Issue date: Monday December 15, 2025.-stock-foto
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PA REVIEW OF THE YEAR 2025. File photo dated 10/09/25: (left to right) Tanaiste Simon Harris and Taoiseach Micheal Martin speaking at the announcement of the Action Plan on Competitiveness and Productivity at Government Buildings in Dublin. Issue date: Monday December 15, 2025.-stock-foto
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PA REVIEW OF THE YEAR 2025. File photo dated 18/09/25: Flowers and messages left at the scene in Donabate after Irish police believe they have uncovered the skeletal remains of a child who had been missing for years following a search in the Donabate area of Co Dublin. Daniel Aruebose had been missing for several years but would have been seven years old. It comes after concerns for the boy were raised by the Irish child and family agency Tusla. Issue date: Monday December 15, 2025.-stock-foto
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PA REVIEW OF THE YEAR 2025. File photo dated 24/09/25: Independent presidential candidate Maria Steen faces the media outside Leinster House Dublin, after she failed to achieve the 20 required signatures to enter the presidential race. Issue date: Monday December 15, 2025.-stock-foto
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PA REVIEW OF THE YEAR 2025. File photo dated 09/10/25: Irish presidential candidate Catherine Connolly in Rathfarnham Castle Park during her campaign. Issue date: Monday December 15, 2025.-stock-foto
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PA REVIEW OF THE YEAR 2025. File photo dated 24/10/25: Independent candidate Catherine Connolly leaves Claddagh National School in Galway city, County Galway, after casting her vote in the election for Irish president. Issue date: Monday December 15, 2025.-stock-foto
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PA REVIEW OF THE YEAR 2025. File photo dated 05/11/25: President Michael D. Higgins receives Catherine Connolly at Aras an Uachtarain, Dublin, ahead of her inauguration as the tenth President of Ireland. Issue date: Monday December 15, 2025.-stock-foto
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PA REVIEW OF THE YEAR 2025. File photo dated 02/12/25: Ukrainian President Volodymyr Zelensky speaks to the media during a press conference with Taoiseach Micheal Martin at the Government Buildings in Dublin, during his visit to Ireland. Issue date: Monday December 15, 2025.-stock-foto
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PA REVIEW OF THE YEAR 2025. File photo dated 02/12/25: Ukrainian President Volodymyr Zelensky and Taoiseach Micheal Martin speak to the media during a press conference at the Government Buildings in Dublin, during his visit to Ireland. Issue date: Monday December 15, 2025.-stock-foto
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PA REVIEW OF THE YEAR 2025. File photo dated 11/06/25: A pilot checks rigging inside a balloon envelope as five hot air balloons prepare for a sunrise launch over Gilcombe Farm in Bruton, Somerset to announce Show of Hands - the UK's first fully community-built music and arts festival. Issue date: Monday December 15, 2025.-stock-foto
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PA REVIEW OF THE YEAR 2025. File photo dated 14/05/25: The scene in Sneedhams Green in Matson, Gloucester, after a water main pipe burst, sending thousands of gallons of water into the air, covering neighbouring properties and leaving some residents without supplies. Issue date: Monday December 15, 2025.-stock-foto
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PA REVIEW OF THE YEAR 2025. File photo dated 14/06/25: The cortege passing Bicester Fire Station, Oxfordshire, ahead of the funeral service of Firefighter Jennie Logan, who lost her life in the line of duty during the Bicester fire on May 15 2025. Issue date: Monday December 15, 2025.-stock-foto
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PA REVIEW OF THE YEAR 2025. File photo dated 13/05/25: The Princess Royal during a visit to Forde Abbey Carriage Driving for the Disabled in Chard, Dorset. Issue date: Monday December 15, 2025.-stock-foto
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PA REVIEW OF THE YEAR 2025. File photo dated 28/06/2025: Bob Vylan performing on the West Holts Stage, during the Glastonbury Festival at Worthy Farm in Somerset. Issue date: Monday December 15, 2025.-stock-foto
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PA REVIEW OF THE YEAR 2025. File photo dated 08/10/25: Prime Minister Sir Keir Starmer at a Diwali ceremony in Mumbai where the PM is visiting India to promote the recently signed trade deal with the south Asian nation. Issue date: Monday December 15, 2025.-stock-foto
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PA REVIEW OF THE YEAR 2025. File photo dated 30/09/25: Prime Minister Sir Keir Starmer is joined on stage with his wife Lady Victoria after he delivered his keynote speech during the Labour Party Conference at the ACC Liverpool. Issue date: Monday December 15, 2025.-stock-foto
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PA REVIEW OF THE YEAR 2025. File photo dated 12/11/25: The Duchess of Edinburgh is shown a Goliath birdeating spider during a biodiversity nature walk, guided by Mr Rey Mozombite and Mr Daniel Macedo, Professional Amazon Guides in the Peruvian Amazon, during her visit to South and Central America. Issue date: Monday December 15, 2025.-stock-foto
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PA REVIEW OF THE YEAR 2025. File photo dated 05/05/25: Prime Minister Sir Keir Starmer and his wife, Lady Victoria Starmer host a VE Day 80th Anniversary street party on Downing Street, central London. Issue date: Monday December 15, 2025.-stock-foto
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PA REVIEW OF THE YEAR 2025. File photo dated 16/09/25: Prime Minister Sir Keir Starmer and US President Donald Trump watch members of the Red Devils Army parachute display team at Chequers, near Aylesbury in Buckinghamshire. Issue date: Monday December 15, 2025.-stock-foto
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PA REVIEW OF THE YEAR 2025. File photo dated 30/04/25: Prime Minister, Keir Starmer and actor Ross Kemp phone Labour Party staff to thank them for their working during the council election campaign at Labour headquarters in central London. Issue date: Monday December 15, 2025.-stock-foto
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PA REVIEW OF THE YEAR 2025. File photo dated 23/10/25: Conservative Party leader Kemi Badenoch during a visit to Menorah Primary School in north-west London. Issue date: Monday December 15, 2025.-stock-foto
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PA REVIEW OF THE YEAR 2025. File photo dated 27/10/25: Prime Minister Sir Keir Starmer attends a wreath laying ceremony at the Anitkabir, in Ankara, during his visit to Turkey. Issue date: Monday December 15, 2025.-stock-foto
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PA REVIEW OF THE YEAR 2025. File photo dated 19/05/25: Chancellor of the exchequer Rachel Reeves boards the Royal Navy Type 23 frigate HMS Sutherland in central London, where she had lunch with European Council President Antonio Costa, Prime Minister Sir Keir Starmer and President of the European Commission Ursula von der Leyen following the UK-EU Summit. Issue date: Monday December 15, 2025.-stock-foto